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Apple Card Now Available to All Customers in United States

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Apple Card, the Apple-branded credit card that Apple is launching in partnership with Goldman Sachs, is available for everyone in the U.S. starting today following a preview period that launched a few weeks ago for some customers.

Potential customers can apply for the Apple Card using the Wallet app, and after approval, can begin using the digital portion of the card for online and Apple Pay purchases immediately.


Apple Card availability is subject to approval, and customers need to qualify for Apple Card similar to any other credit card. Apple Card offers an APR between 12.99 and 23.99 percent based on credit score.

Apple will ship a physical titanium credit card to Apple Card users within a few days, providing an actual card for traditional credit card purchases. The titanium card is engraved with the cardholder's name, but features no card number, expiration date, or CVV for privacy purposes.


This information is still available, but it is accessible through the Wallet app. The card features a traditional magstripe along with a built-in chip for making purchases within stores.

Apple Card can be used for both standard purchases and Apple Pay purchases, with Apple providing rewards for both. Customers will get 3 percent cash back for purchases made at an Apple Store, 2 percent cash back for all Apple Pay purchases, and 1 percent cash back for all other purchases.


Cash back is provided in the form of "Daily Cash" that, as the name suggests, is paid out to customers on a daily basis. Daily Cash is added to the Apple Cash card in Wallet and can be used for purchases, sent to friends, or transferred to a bank account.

Apple Card is deeply integrated into the Wallet app and Apple is offering spend tracking and budgeting tools. Color-coded categories will give users an idea of how much money they're spending on food, activities, shopping, health care, entertainment, and more.


Apple will send notifications every time a purchase is made so users can monitor for fraudulent activity, and Apple is using machine learning and Apple Maps to make sure every single transaction made is clearly identified.


The Wallet app also helps out with payments, offering up multiple payment options and ways to minimize interest through higher, more regular payments. Apple Card will encourage customers to pay a bit more than the minimum each month to cut down on interest fees. Payments can be scheduled weekly, biweekly, and monthly, and can be made using a bank account just like any other credit card.


Apple Card is limited to the United States at the current time, but may expand to additional countries in the near future. Apple is already in talks with European regulators, and has trademarked Apple Card in Europe, Hong Kong, and Canada.

Apple Card is a no fee credit card. There are no annual fees, international fees, fees for making a late payment, or fees for exceeding your credit limit, which means there are no penalty rates for missing a payment. For more details on the Apple Card, make sure to check out our Apple Card guide.


This article, "Apple Card Now Available to All Customers in United States" first appeared on MacRumors.com

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Alexa to Support Apple Music Streaming in Germany From Today

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Apple Music will be available to stream on German Echo devices via Alexa from today, reports regional tech blog ifun.de.


We've not received official confirmation, but if Germany's Alexa rollout follows a similar pattern to other countries, it should mean Apple Music subscribers who own an Echo device, Amazon Fire TV, or Alexa-enabled Sonos speaker will soon be able ask Alexa to play songs, artists, playlists, and more from Apple Music.

This functionality first launched in the United States in December of last year before expanding to the United Kingdom, Ireland, Australia, New Zealand, and Japan.

Read our guide on how to set up Apple Music in the Alexa app, including how to make it the default music service so that you don't have to say "on Apple Music" each time you ask Alexa to play something.


This article, "Alexa to Support Apple Music Streaming in Germany From Today" first appeared on MacRumors.com

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Apple Spending $6 Billion on Original Content for Apple TV+ [Update: Launch Coming in Nov., Price Could Be $9.99/Month]

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Apple has spent over $6 billion for original TV shows and movies for its upcoming Apple TV+ streaming service, set to launch later this year.

Apple originally set a budget of $1 billion for Apple TV+ execs Jamie Erlicht and Zack Van Amburg, who head up the project, but according to a source that spoke to Financial Times, that budget has now grown to more than $6 billion.


Hundreds of millions of dollars alone have been spent on "The Morning Show," one of the most high-profile shows that will be a part of Apple TV+. "The Morning Show" stars Jennifer Aniston, Reese Witherspoon, and Steve Carell. Previous rumors have suggested that Aniston and Witherspoon earn $1.15 million per episode alone.


The cost for "The Morning Show" has apparently exceeded the $15 million per episode that HBO spent on the final season of "Game of Thrones."

Previous rumors have suggested that Apple is spending similar amounts on "See," an upcoming futuristic drama where much of the world's population has been wiped out by a virus, and the rest of the population is blind. "See," which stars Jason Momoa, is said to have a budget of $15 million per episode.


At $6 billion, Apple's spending doesn't quite match the $15 billion that Netflix is expected to shell out in 2019, but Apple is rumored to be offering more generous payment terms to help it win deals for appealing content. Apple is paying out earlier in the production process, "once certain milestones are hit."

Apple has said that its upcoming Apple TV+ series is set to launch in the fall, and the source that spoke to Financial Times says Apple is aiming to launch it "within the next two months" to pre-empt the November 12 launch of Disney Plus.

There's no word yet on pricing for Apple TV+, nor details on which shows will be ready, but several have finished filming and appear to be in the final stages of production.

Apple has dozens of TV shows and movies in the works for Apple TV+, with a full list of everything that's known to be in development available in our Apple TV+ content guide.

Update: A separate report from Bloomberg suggests Apple is considering charging $9.99 per month for the service, which will include a free trial.

According to Bloomberg, Apple is aiming to launch Apple TV+ in November, and is still deciding how shows will be released. Apple is considering releasing three episodes of TV shows at once followed by weekly installments.

"The Morning Show," "See," "Amazing Stories" and "Truth Be Told" are said to be some of the first shows that will be available at launch, with Apple planning to continue to release content on a regular basis going forward.


This article, "Apple Spending $6 Billion on Original Content for Apple TV+ [Update: Launch Coming in Nov., Price Could Be $9.99/Month]" first appeared on MacRumors.com

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Apple Seeds Sixth Beta of macOS Catalina to Developers [Update: Public Beta Available]

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Apple today seeded the sixth beta of macOS 10.15 Catalina for testing purposes, more than two weeks after seeding the fifth macOS Catalina beta and over a month after the new Mac operating system update was first unveiled at the Worldwide Developers Conference.

The new macOS Catalina beta can be downloaded using the Software Update mechanism in System Preferences. As with all new betas, macOS Catalina should not be installed on a primary machine because it is early release software and has bugs.


macOS Catalina eliminates the iTunes app, splitting it into Music, Podcasts, and TV apps. The Apple Music and Apple Podcasts apps are available now, while the Apple TV app is coming later this year.

The three new apps offer similar functionality to iTunes, but are split up by feature. iOS device management is still available on the Mac, but it's now done through the Finder rather than iTunes.

With a new Sidecar feature, you can turn your iPad into a second display for your Mac with just the click of a button. The Apple Pencil works with Sidecar, so you can turn your iPad into a drawing tablet in apps like Photoshop and Illustrator.

Your Apple Watch can be used to approve security prompts for passwords and other info in macOS Catalina, and Macs with a T2 chip now support Activation Lock, making them more secure. There's a new Find My that brings the Find My Mac app to the Mac for the first time and even lets you track your devices when they're offline, or, in the case of notebooks, closed.

Screen Time is available on the Mac as well as iOS devices, and Project Catalyst, a new Apple initiative, will let developers easily port their iPad apps over to the Mac to increase the number of Mac apps available.

There's a new Photos interface that surfaces your best photos organized by day, month, or year, there's a new start page in Safari, Mail has new tools for muting email threads and blocking senders, and the Reminders app has been overhauled. 32-bit apps no longer work in macOS Catalina, which is something to be aware of before installing the beta.

For more details on macOS Catalina, make sure to check out our macOS Catalina roundup.

Update: Apple has also made a new public beta of macOS Catalina available to public beta testers.

Related Roundup: macOS Catalina

This article, "Apple Seeds Sixth Beta of macOS Catalina to Developers [Update: Public Beta Available]" first appeared on MacRumors.com

Discuss this article in our forums

 

Apple Seeds Sixth Beta of macOS Catalina to Developers

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Apple today seeded the sixth beta of macOS 10.15 Catalina for testing purposes, more than two weeks after seeding the fifth macOS Catalina beta and over a month after the new Mac operating system update was first unveiled at the Worldwide Developers Conference.

The new macOS Catalina beta can be downloaded using the Software Update mechanism in System Preferences. As with all new betas, macOS Catalina should not be installed on a primary machine because it is early release software and has bugs.


macOS Catalina eliminates the iTunes app, splitting it into Music, Podcasts, and TV apps. The Apple Music and Apple Podcasts apps are available now, while the Apple TV app is coming later this year.

The three new apps offer similar functionality to iTunes, but are split up by feature. iOS device management is still available on the Mac, but it's now done through the Finder rather than iTunes.

With a new Sidecar feature, you can turn your iPad into a second display for your Mac with just the click of a button. The Apple Pencil works with Sidecar, so you can turn your iPad into a drawing tablet in apps like Photoshop and Illustrator.

Your Apple Watch can be used to approve security prompts for passwords and other info in macOS Catalina, and Macs with a T2 chip now support Activation Lock, making them more secure. There's a new Find My that brings the Find My Mac app to the Mac for the first time and even lets you track your devices when they're offline, or, in the case of notebooks, closed.

Screen Time is available on the Mac as well as iOS devices, and Project Catalyst, a new Apple initiative, will let developers easily port their iPad apps over to the Mac to increase the number of Mac apps available.

There's a new Photos interface that surfaces your best photos organized by day, month, or year, there's a new start page in Safari, Mail has new tools for muting email threads and blocking senders, and the Reminders app has been overhauled. 32-bit apps no longer work in macOS Catalina, which is something to be aware of before installing the beta.

For more details on macOS Catalina, make sure to check out our macOS Catalina roundup.

Related Roundup: macOS Catalina

This article, "Apple Seeds Sixth Beta of macOS Catalina to Developers" first appeared on MacRumors.com

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